Personal & Retail Loans
Quick, paperless, and hassle-free loans for your personal needs. We ensure 24-48 hour disbursement for eligible candidates.
Personal Loan
Ideal for wedding, medical emergency, or travel.
| Amount | ₹50k - ₹25 Lakhs |
| Interest | 10.49% - 14% p.a. |
| Tenure | 1 - 5 Years |
| Processing | 24 Hours |
Eligibility & Docs
- Salaried / Self-Employed
- Min Income: ₹15,000
- Aadhaar, PAN, Bank Stmt
Home Loan
For purchasing flat, construction, or renovation.
| Amount | ₹5 Lakhs - ₹5 Cr |
| Interest | 8.40% - 9.50% p.a. |
| Tenure | Up to 30 Years |
| LTV Ratio | 90% of Value |
Key Benefits
- Tax Benefit (Sec 80C)
- PMAY Subsidy Available
- Balance Transfer Facility
Car Loan
Loans for New Cars and Pre-owned (Used) Cars.
| New Car ROI | 8.70% p.a. |
| Used Car ROI | 10.50% p.a. |
| Funding | 100% On-Road |
| Tenure | Up to 7 Years |
Documents
- KYC Documents
- Income Proof (ITR/Salary)
- Vehicle Quotation
Education Loan
For Higher Studies in India or Abroad.
| Amount | Up to ₹1.5 Crore |
| Interest | 9.50% p.a. |
| Moratorium | Course + 1 Year |
| Expenses | Fees + Hostel + Travel |
Eligibility
- Confirmed Admission
- Co-applicant Required
- Tax Saving under 80E
Gold Loan
Instant cash against your gold ornaments.
| Amount | Per Gram Rate |
| Interest | 0.75% per month |
| Disbursal | 30 Minutes |
| Safety | Bank Locker |
Why Choose?
- No Income Proof Needed
- Pay Interest Only option
- Part Release Facility
Instant Loan
Emergency funds processed digitally.
| Amount | ₹5,000 - ₹5 Lakhs |
| Interest | 1.5% per month |
| Tenure | 3 - 24 Months |
| Mode | 100% Digital |
Requirements
- Aadhaar Linked Mobile
- Active Bank Account
- PAN Card Mandatory
Business & Corporate Loans
Fuel your business growth with our tailored financial products. We offer both secured and unsecured options for MSMEs.
Business Loan
Unsecured loans for working capital & growth.
| Limit | ₹5 Lakhs - ₹50 Cr |
| Interest | 11.99% - 16% p.a. |
| Tenure | 1 - 5 Years |
| Collateral | Not Required |
Eligibility Criteria
- Business Vintage: 2 Years
- Turnover: ₹10 Lakhs+
- GST & ITR filed
Loan Against Property
High-value loan against Residential/Commercial property.
| Limit | ₹10 Lakhs - ₹10 Cr |
| Interest | 9.25% - 11% p.a. |
| Tenure | Up to 15 Years |
| LTV | 65% of Market Value |
Accepted Properties
- Residential House/Flat
- Commercial Shops/Office
- Industrial Plots
Micro Loan
Small loans for daily wagers, vendors & shops.
| Limit | ₹5,000 - ₹50,000 |
| Interest | 12% - 18% p.a. |
| Repayment | Daily / Weekly |
| Process | Doorstep Service |
Who can apply?
- Street Vendors
- Small Shop Owners
- Self-Help Groups
Government Subsidy Schemes
We specialize in project report preparation and file processing for all major Central and State Government loan schemes.
PM Mudra Yojna
Collateral-free loans for micro units.
- Shishu Up to ₹50,000
- Kishore ₹50k - ₹5 Lakhs
- Tarun ₹5L - ₹10 Lakhs
PMEGP Scheme
Loan with subsidy for new businesses.
- Manufacturing Max ₹50 Lakhs
- Service Max ₹20 Lakhs
- Subsidy 15% - 35%
Startup India
For innovative startups & ideas.
- Funding Up to ₹10 Crore
- Tax Benefit 3 Years Holiday
- Compliance Self Certification
MSME Loan
Under CGTMSE Scheme (No Collateral).
- Loan Limit ₹2 Crore
- Interest 7% - 9% p.a.
- Type Term / Working Cap
Stand-Up India
For SC/ST and Women Entrepreneurs.
- Amount ₹10L - ₹1 Crore
- Tenure Up to 7 Years
- Requirement Greenfield Project
PM SVANidhi
Micro credit for Street Vendors.
- 1st Loan ₹10,000
- 2nd Loan ₹20,000
- Benefit 7% Interest Subsidy
VYAPAR SERVICES
Your Trusted Financial Companion in Chittorgarh